Terms & Conditions

Welcome to Sintelle Capital LLC!

These terms and conditions outline the rules and regulations for the use of sintelle capital llc’s Website, located at www.sintellecapital.com.

By accessing this website we assume you accept these terms and conditions. Do not continue to use sintelle capital llc if you do not agree to take all of the terms and conditions stated on this page.

The following terminology applies to these Terms and Conditions, Privacy Statement and Disclaimer Notice and all Agreements: “Client”, “You” and “Your” refers to you, the person log on this website and compliant to the Company’s terms and conditions. “The Company”, “Ourselves”, “We”, “Our” and “Us”, refers to our Company. “Party”, “Parties”, or “Us”, refers to both the Client and ourselves.

All terms refer to the offer, acceptance and consideration of payment necessary to undertake the process of our assistance to the Client in the most appropriate manner for the express purpose of meeting the Client’s needs in respect of provision of the Company’s stated services, in accordance with and subject to, prevailing law of United State. Any use of the above terminology or other words in the singular, plural, capitalization and/or he/she or they, are taken as interchangeable and therefore as referring to same.


We employ the use of cookies. By accessing sintelle capital llc, you agreed to use cookies in agreement with the sintelle capital llc’s Privacy Policy.

Most interactive websites use cookies to let us retrieve the user’s details for each visit. Cookies are used by our website to enable the functionality of certain areas to make it easier for people visiting our website. Some of our affiliate/advertising partners may also use cookies.


Unless otherwise stated, sintelle capital llc and/or its licensors own the intellectual property rights for all material on sintelle capital llc. All intellectual property rights are reserved. You may access this from sintelle capital llc for your own personal use subjected to restrictions set in these terms and conditions.

You must not:

  • Republish material from sintelle capital llc
  • Sell, rent or sub-license material from sintelle capital llc
  • Reproduce, duplicate or copy material from sintelle capital llc
  • Redistribute content from sintelle capital llc

This Agreement shall begin on the date hereof.

Parts of this website offer an opportunity for users to post and exchange opinions and information in certain areas of the website. sintelle capital llc does not filter, edit, publish or review Comments prior to their presence on the website. Comments do not reflect the views and opinions of sintelle capital llc,its agents and/or affiliates. Comments reflect the views and opinions of the person who post their views and opinions. To the extent permitted by applicable laws, sintelle capital llc shall not be liable for the Comments or for any liability, damages or expenses caused and/or suffered as a result of any use of and/or posting of and/or appearance of the Comments on this website.

sintelle capital llc reserves the right to monitor all Comments and to remove any Comments which can be considered inappropriate, offensive or causes breach of these Terms and Conditions.

You warrant and represent that:

  • You are entitled to post the Comments on our website and have all necessary licenses and consents to do so;
  • The Comments do not invade any intellectual property right, including without limitation copyright, patent or trademark of any third party;
  • The Comments do not contain any defamatory, libelous, offensive, indecent or otherwise unlawful material which is an invasion of privacy
  • The Comments will not be used to solicit or promote business or custom or present commercial activities or unlawful activity.

You hereby grant sintelle capital llc a non-exclusive license to use, reproduce, edit and authorize others to use, reproduce and edit any of your Comments in any and all forms, formats or media.

Hyperlinking to our Content

The following organizations may link to our Website without prior written approval:

  • Government agencies;
  • Search engines;
  • News organizations;
  • Online directory distributors may link to our Website in the same manner as they hyperlink to the Websites of other listed businesses; and
  • System wide Accredited Businesses except soliciting non-profit organizations, charity shopping malls, and charity fundraising groups which may not hyperlink to our Web site.

These organizations may link to our home page, to publications or to other Website information so long as the link: (a) is not in any way deceptive; (b) does not falsely imply sponsorship, endorsement or approval of the linking party and its products and/or services; and (c) fits within the context of the linking party’s site.

We may consider and approve other link requests from the following types of organizations:

  • commonly-known consumer and/or business information sources;
  • dot.com community sites;
  • associations or other groups representing charities;
  • online directory distributors;
  • internet portals;
  • accounting, law and consulting firms; and
  • educational institutions and trade associations.

We will approve link requests from these organizations if we decide that: (a) the link would not make us look unfavorably to ourselves or to our accredited businesses; (b) the organization does not have any negative records with us; (c) the benefit to us from the visibility of the hyperlink compensates the absence of sintelle capital llc; and (d) the link is in the context of general resource information.

These organizations may link to our home page so long as the link: (a) is not in any way deceptive; (b) does not falsely imply sponsorship, endorsement or approval of the linking party and its products or services; and (c) fits within the context of the linking party’s site.

If you are one of the organizations listed in paragraph 2 above and are interested in linking to our website, you must inform us by sending an e-mail to sintelle capital llc. Please include your name, your organization name, contact information as well as the URL of your site, a list of any URLs from which you intend to link to our Website, and a list of the URLs on our site to which you would like to link. Wait 2-3 weeks for a response.

Approved organizations may hyperlink to our Website as follows:

  • By use of our corporate name; or
  • By use of the uniform resource locator being linked to; or
  • By use of any other description of our Website being linked to that makes sense within the context and format of content on the linking party’s site.

No use of sintelle capital llc’s logo or other artwork will be allowed for linking absent a trademark license agreement.


Without prior approval and written permission, you may not create frames around our Webpages that alter in any way the visual presentation or appearance of our Website.

Content Liability

We shall not be hold responsible for any content that appears on your Website. You agree to protect and defend us against all claims that is rising on your Website. No link(s) should appear on any Website that may be interpreted as libelous, obscene or criminal, or which infringes, otherwise violates, or advocates the infringement or other violation of, any third party rights.

Your Privacy

Please read Privacy Policy

Reservation of Rights

We reserve the right to request that you remove all links or any particular link to our Website. You approve to immediately remove all links to our Website upon request. We also reserve the right to amen these terms and conditions and it’s linking policy at any time. By continuously linking to our Website, you agree to be bound to and follow these linking terms and conditions.

Removal of links from our website

If you find any link on our Website that is offensive for any reason, you are free to contact and inform us any moment. We will consider requests to remove links but we are not obligated to or so or to respond to you directly.

We do not ensure that the information on this website is correct, we do not warrant its completeness or accuracy; nor do we promise to ensure that the website remains available or that the material on the website is kept up to date.


To the maximum extent permitted by applicable law, we exclude all representations, warranties and conditions relating to our website and the use of this website. Nothing in this disclaimer will:

  • limit or exclude our or your liability for death or personal injury;
  • limit or exclude our or your liability for fraud or fraudulent misrepresentation;
  • limit any of our or your liabilities in any way that is not permitted under applicable law; or
  • exclude any of our or your liabilities that may not be excluded under applicable law.

The limitations and prohibitions of liability set in this Section and elsewhere in this disclaimer: (a) are subject to the preceding paragraph; and (b) govern all liabilities arising under the disclaimer, including liabilities arising in contract, in tort and for breach of statutory duty.

Please carefully review the following rules that govern your use of our Site and also read our Privacy Notice regarding the information that you provide to us.

These Terms and Conditions of Use (“Terms of Use”) apply to the World Wide Web site owned, operated, licensed, and controlled by Sintelle capital llc Inc. (“Sintelle capital llc”), including its related, affiliated, or subsidiary companies (collectively, the “Site”). This Site is the property of Sintelle capital llc. By using this Site, you agree to these Terms of Use; if you do not agree, do not use this Site.

These Terms of Use hereby incorporate by reference specific terms, descriptions, conditions, limitations and exclusions relating to Sintelle capital llc services that may be provided under each of its membership programs. These specific terms are set out under Support and the Frequently Asked Questions (“FAQ”) underlying each program. Sintelle capital llc reserves the right at its sole discretion, to change, modify, add or remove portions of these Terms of Use, at any time. It is your responsibility to check these Terms of Use periodically for changes. Your continued use of the Site following the posting of changes will mean that you accept and agree to the changes.

As long as you comply with these Terms of Use, Sintelle capital llc grants you a personal, non-exclusive, non-transferable, limited license to enter and use the Site or the Sintelle capital llc App and access its services including the opportunity to apply for a personal loan, access free credit scores, access free personal financial management tools, participate in the Sintelle capital llc financial network, and redeem points for gift cards (the “Services”). This license to access the Site is for your own personal use and not for any commercial or business purpose (“Your License”).

Subject to applicable law, we reserve the right, in our reasonable discretion, to terminate Your License, your use of the Site, your user account or any Product provided to you (subject to the terms of product agreement) and to assert our legal rights with respect to content or use of the Site that we reasonably believe is, or might be, in violation of these Terms or the Terms of any Sintelle capital llc Product.

Sintelle capital llc provides an application for managing cash flow and other financial data. Please note that Sintelle capital llc is not a credit repair company or credit services organization. We do not provide credit repair services to repair your credit profile or score. Our Services are meant only as an aid to assist you in organizing and managing your finances. All information is provided for educational use only. The Service is not intended to provide any legal, tax or financial advice.

You acknowledge that your personal financial circumstances are unique, and that before any information you obtain through the Service is acted upon, you should obtain the advice of a financial advisor or other financial planning professional who is aware of your personal financial circumstances.


Please review our Privacy Notice (which also governs your visit to our Site) to understand our practices. Additionally, by using the Site, you acknowledge and agree that Internet transmissions are never completely private or secure and that any message or information you send to the Site may be read or intercepted by others, notwithstanding our efforts to protect such transmissions.

Intellectual Property

This Site, the content, any materials downloaded, and all intellectual property pertaining to or contained on the Site (including but not limited to copyrights, patents, database rights, graphics, designs, text, logos, trade dress, trademarks and service marks) are owned by Sintelle capital llc or third parties and all right, title and interest therein shall remain the property of Sintelle capital llc and/or such third parties (collectively, the “Content”).

Electronic Communications

When you visit www.Sintelle capital llc.com or you send emails to us, you are communicating with us electronically and you consent to receive communications from us electronically to the extent permissible by law. We will communicate with you by email or by posting notices on this Site. You agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing, to the extent permissible by law.

You agree that we may send emails to you, for the purpose of advising you of any changes or additions to this Site, changes to any of our products or services, or for such other purposes as we deem appropriate and as permissible by law. By utilizing our loans and services, you agree to our ESIGN consent and agree to receive disclosures and other information in electronic form. Please make sure to review the Consent to ESIGN and Electronic Communications below for further information about e-sign consent related to loan documents and other agreements.

Consent to ESIGN and Electronic Communications

This Consent to ESIGN and Electronic Communications (“E-Sign Consent”) constitutes your consent to receive disclosures, communications and other information in electronic form from Sintelle capital llc Inc. (“Sintelle capital llc”) and its affiliates and third-party providers, including MetaBank®, N.A. (“Meta”). This E-Sign Consent applies to all current and future communications related to your Sintelle capital llc account and membership, loans you may take from affiliates of Sintelle capital llc, the RoarMoney demand deposit account provided by MetaBank and other products and services available through the Sintelle capital llc Site or App.

“We”, “us” and “our” refers to Sintelle capital llc, Meta and their affiliates. “You” or “your” refers to the person providing this consent. “Communications” means any membership agreements and other customer agreements, disclosures, privacy policies, bank account statements, transaction histories, loan applications, loan agreements, notices, responses to claims, fee schedules, and all other information in connection with your Sintelle capital llc account and related products or services, including but not limited to information that we are required by law to provide to you in writing, such as Truth in Lending Act disclosures and tax forms.

Consumer Consent:

Before completing any transaction with us, you will be asked to agree to this E-Sign Consent, which constitutes your agreement to the following:

  • We may provide disclosures required by law and any other information concerning your legal rights and duties and your account and related products and services to you electronically.
  • Your electronic signature on agreements and documents has the same effect as if you physically signed the document with a pen.
  • You will not contest the legal effectiveness, validity, enforceability or use of the electronically stored copies of any agreements electronically signed by you based on the fact that the terms were accepted electronically.
  • You have the hardware and software and other technology described in the “Minimum Requirements” section below necessary to receive, review, download and save any Communications sent electronically.
  • You have an active email account and have provide us with correct and up-to-date information relating to that account.

This consent applies to any transaction undertaken through Sintelle capital llc in the past, to all future disclosures and communications on your account, to all future transactions with us, and to other Communications that we provide to you electronically.

Your consent is effective immediately and will remain in effect until you tell us that you no longer agree to receive Communications electronically by sending us notice in the manner described in the “Withdrawing Consent; Paper Communications” section below.

Method of Delivery

We will provide Communications to you by posting them on the Site, by posting them in the App and/or by emailing you at your registered email address. You agree that you will be deemed to have received certain Communications when they are posted to a publicly available website. We may post documents and other Communications to the Site or App without providing notice to you. You agree to check the Site and App regularly, as you may have no other way to know the Communications have been delivered to you. It is your responsibility to keep your registered email address up to date so that we can communicate with you electronically. You can change your registered email address by calling Sintelle capital llc customer service at 801-***-***. You agree that any email address you provide may be used to provide you with Communications, and you agree to notify Sintelle capital llc of any changes in your email address by notifying Sintelle capital llc either in writing or via email at least five (5) days before the change.

You agree that electronic delivery of Communications in any of the ways described in this E-Sign Consent will constitute good and effective delivery to you when posted or sent, regardless of whether you actually or timely receive or access the Communications. You also agree that we are not responsible for any delay or failure in your receipt of any email notice that is not caused by our failure to send such a notice to the email address you have provided for that purpose.

Minimum Requirements

To electronically receive, view and save or print the Communications, you must have a personal computer or mobile device with a connection to the internet that is equipped with the following, and an operating system that supports these requirements:

  • A current version of Google Chrome, Mozilla Firefox, Microsoft Internet Explorer, Safari or other internet browser that we support
  • Adobe Acrobat Reader installed on your device or the ability to view Hyper Text Markup Language (HTML)
  • Either a printer, a hard drive or other storage device

We will provide you with notice of any significant change in the hardware or software requirements needed to access or retain Communications electronically.  Your continued use of our electronic services after receiving notice of updates to these requirements constitutes your acceptance of the changes and your reaffirmation of this E-Sign Consent.

Withdrawing Consent; Paper Communications

Prior to creating a Sintelle capital llc account, you may withdraw your consent to electronic disclosures by exiting the Site or the App. Additionally, you are free to withdraw your consent to receive electronic Communications at any time if you choose to. You may also request that we send you paper copies of Communications that the law requires us to provide to you.

If at any time you wish to withdraw your consent or request paper copies of Communications, you can do so by submitting a request through the Sintelle capital llc helpdesk which can be found at help.sintelle capital llc.com, contacting customer support by telephone at 801-***-*** or writing to us at Sintelle capital llc Inc., P.O. Box 1547, Sandy, UT 84091.

You agree that if you withdraw your consent or request paper copies of Communications, we may close your Sintelle capital llc account or otherwise restrict, revoke or terminate your account and your access to other products and services we provide, subject to the terms of any additional agreement we have with you.

Such termination does not exterminate any obligations you may have to Sintelle capital llc, Meta or their affiliates. To the extent permitted by law, we may also charge you a reasonable service charge for the delivery of paper copies of any Communication.

If you decide to withdraw your consent, the legal effectiveness, validity and/or enforceability of prior electronic Communications will not be affected.

Legal Effect

Your consent to this E-Sign Consent means that Communications we provide to you electronically shall have the same effect as if provided in paper form. A message alerting you that Communications are available electronically, provided that the Communications are made available electronically, shall have the same meaning as if we had provided them to you in paper form, regardless of whether you actually view them, unless you have withdrawn your consent pursuant this E-Sign Consent, prior to receiving such Communications.

Termination; Changes

You agree that we may modify or change the methods of disclosure described herein, and that we may send you Communications in paper form at our option, though we assume no obligation to do so. We will provide you with notice of any such modification as required by law.


In order to access or use many of the features offered by Sintelle capital llc or its affiliates in connection with the Services, you will be required to log-in to sintelle capital llc.com or the Sintelle capital llc mobile application (the “App”) and create an account (your “Account”).

The Services’ practices governing any resulting collection and use of your personal information are disclosed in Sintelle capital llc’s privacy notice, located at https://www.sintelle capital llc.com/privacy-notice (the “Privacy Notice”). If you register for any Service that requires a password and/or username, then you will select your own password at the time of registration (or we may send you an e-mail notification with a randomly generated initial password) and you agree that:

  • You are eighteen years of age (19 in Alabama) and hold a valid U.S. Social Security Number;
  • You will not use a username (or e-mail address) that is already being used by someone else, that infringes the intellectual property or other right of any person or entity, or is offensive;
  • You will provide true, accurate, current, and complete information about yourself in connection with the registration process;
  • You are solely responsible for all activities that occur in connection with your Account, password, and username;
  • You are solely responsible for maintaining the confidentiality of your password and for restricting access to your Device so that others may not access any password-protected portion of the Services using your name, username, or password;
  • You will immediately notify Sintelle capital llc of any unauthorized use of your Account, password, or username, or any other breach of security; and
  • You will not sell, transfer, or assign your Account or any rights associated therewith.

If any information that you provide, or if we have reasonable grounds to suspect that any information that you provide, is false, inaccurate, outdated, incomplete, or violative of these Terms of Use, any additional terms applicable to the Services, or any applicable law, then Sintelle capital llc may suspend or terminate your Account with or without providing advance notice.

You acknowledge and agree that Sintelle capital llc also reserves the broad, general right to terminate or suspend your Account or to otherwise deny you access to it or its benefits in Sintelle capital llc’s sole discretion, for any reason or no reason, with or without advance notice. These Terms of Use will continue to apply until your formal relationship with Sintelle capital llc is terminated, either by you or by Sintelle capital llc.

If you choose to terminate your use of the Services, you may do so by calling 888-***-***. Once your use of the Services is terminated, your ability to log in may be deactivated. If you terminate your use of the Services, you will remain obligated to pay all outstanding fees and other amounts owed, if any, relating to your use of the Services.

If you have any questions or trouble terminating the use of the Services, you can contact customer support for assistance. Sintelle capital llc may continue to maintain information about you after your use of the Services is terminated only to the extent necessary to comply with applicable laws, and only to further legitimate business needs as outlined in Sintelle capital llc’s Privacy Policy.

All agreements and disclosures that you have entered into in connection with the Services govern your usage of both Sintelle capital llc’s App and website.

Use of the Sintelle capital llc App

You agree to use the Sintelle capital llc App in accordance with these Terms of Use and any applicable usage rules of any third-party mobile telephone, tablet or other device (each a “Mobile Device”) or service provider or the third-party from whom you are downloading the Sintelle capital llc App (the “App Venues”). Supported App Venues include iTunes and Google Play; other App Venues are NOT supported.

It is your responsibility to review the terms and conditions of any App Venue and to determine what usage rules of such App Venue apply to you depending on (i) your Mobile Device, (ii) the method by which you downloaded the Sintelle capital llc App, and (iii) the App Venue from which you downloaded the Sintelle capital llc App.

Sintelle capital llc may offer Services to you through the Sintelle capital llc App. You acknowledge and understand that certain Services available to you through the Sintelle capital llc App require data access or wireless internet capability, including, but not limited to, your ability to conduct financial transactions, to alter your portfolio or to view your account balances.

You agree that you are responsible for data access or wireless internet charges that may be imposed by your Mobile Device service provider. The Sintelle capital llc App is designed to be accessible on multiple types of Mobile Devices and operating systems.

Sintelle capital llc does not, however, make any representation or warrant that the Sintelle capital llc App will be compatible with your particular Mobile Device, any specific operating system version of your Mobile Device, or any other hardware, software, equipment or device installed on, or used in connection with, your Mobile Device. You agree that your functional use of the Sintelle capital llc App may be affected by or dependent upon your wireless connection and speed of your wireless service provider.

The functionality of the Sintelle capital llc App could become disabled due to poor connections or speeds caused by your location or your wireless or internet service provider while conducting financial transactions. You agree that it is your responsibility to verify the status of any attempted transaction by reviewing your Account or by contacting Sintelle capital llc Customer Support at 888-659-8244. You acknowledge and agree that Sintelle capital llc, and its affiliates, agents and licensors shall not be liable to you for any losses, financial or otherwise, suffered by or arising out of or resulting from compatibility or inoperability problems or the failure of, or your failure to confirm, any attempted transaction.

In addition to your obligations under these Terms of Use, you acknowledge, understand and agree that your use of the Sintelle capital llc App and your access to your Account through the Sintelle capital llc App is governed by your account agreements with Sintelle capital llc Inc., its affiliates, partners, or third parties (“Account Agreements”).

By using the Sintelle capital llc App or website, you agree that Sintelle capital llc may send communications to your Mobile Device and collect information from your devices, as described in Sintelle capital llc’s Privacy Notice.

For instance, when accessing the Sintelle capital llc App and our other Services through a Mobile Device, we may collect certain information about your Mobile Device and use of our Services, including your device identifiers (such as your Unique Device Identifier, Apple iOS IDFA or Android Advertising ID), the type of device you use and its operating system, information about other applications installed on your device (and, if you use an Android-based mobile device, how you use them – e.g., frequency and duration of use) and information about your use of our Services while using the Mobile Device.

We may use such information, and share such information with relevant third-parties, to offer you promotions through various third-party providers of products or services, including for purposes of evaluating and providing you with the types of promotions that may be of interest to you or more relevant to you. Any unique device identifiers that we collect when you access or use our Services will be used only for advertising and analytics purposes.

Push Notifications (“Alerts”)

You agree to be contacted by Sintelle capital llc, our agents, representatives, affiliates, about your account activity, balances, product offerings and other information, such as payment reminders or suspicious activity. When you consent to these Terms and Conditions, you are agreeing to receive Alerts through push notification(s). Receipt of Alerts may be delayed or prevented by factor(s) affecting your internet/phone provider or other relevant entities. Sintelle capital llc is not liable for losses or damages arising from:

  • Non-delivery, delayed delivery, or the erroneous delivery of any Alert
  • Inaccurate Alert content.
  • Your use or reliance on the contents of any Alert for any purposes.

The information in any Alert may be subject to certain delays. Each Alert may not be encrypted and may include your name and information pertaining to your account(s). Sintelle capital llc may terminate your use of Alerts at any time without notice. You may choose to discontinue receiving Alerts by updating your Sintelle capital llc App notification preferences.

Links to Other Web Sites and Services

This Site contains links to outside services and resources (“Third-Party Content”), the availability and content of which Sintelle capital llc does not control. Some Third-Party Content may be custom matched based on information provided by you to Sintelle capital llc. We are not responsible for examining or evaluating, and we do not warrant the offering of these businesses or individuals or the content of their web sites. Sintelle capital llc does not assume any responsibility or liability for the actions, products, and content of these and any other third-parties. Sintelle capital llc does not guarantee that any service offered by Third-Party Content will be offered to you. Sintelle capital llc may receive compensation from third-parties for referring you to the third-party or to their website. Any services that you obtain through Third-Party Content will be subject to the terms and conditions and Privacy Notice of the Third-Party Content. Any concerns regarding any such service or resource, or any link thereto, should be directed to the particular outside service or resource.

Credit Reports/Credit Scores

If a free credit score is offered to you, this report will carry no fee and is for your personal free use (Sintelle capital llc will pay TransUnion on your behalf). For more information regarding our credit score access services and their applicable terms, please see our FAQ. You are also entitled by law to receive one free credit report from each of the national credit reporting agencies (Experian, Equifax, and TransUnion) during any twelve-month period. For more information on obtaining your free annual credit report from the national credit reporting agencies, visit AnnualCreditReport.com or the Consumer Financial Protection Bureau.

Personal Financial Management Services

To make full use of the Service you will need to link your account on the Service with accounts you maintain at third-party financial institutions which have records of your financial transaction history, such as bank accounts, savings accounts, and credit cards.

By submitting information, data, passwords, usernames, PINs, other log-in information, materials and other content to Sintelle capital llc through the Services, you are licensing that content to Sintelle capital llc for the purpose of providing the Services. Third-party verified data vendors may use and store the content in accordance with this Agreement and our Privacy Statement. You represent that you are entitled to submit it to Sintelle capital llc for use for this purpose, without any obligation by Sintelle capital llc to pay any fees or be subject to any restrictions or limitations.

By using the Services, you expressly authorize Sintelle capital llc to access your Account Information maintained by identified third-parties, on your behalf as your agent. Sintelle capital llc will submit information including usernames and passwords that you provide to log into the Site. You hereby authorize and permit Sintelle capital llc to use and store information submitted by you to accomplish the foregoing and to configure the Services so that it is compatible with the third-party sites for which you submit your information.

For purposes of this Agreement and solely to provide the Account Information to you as part of the Services, you grant Sintelle capital llc a limited power of attorney, and appoint Sintelle capital llc as your attorney-in-fact and agent, to access third-party sites, retrieve and use your information with the full power and authority to do and perform each thing necessary in connection with such activities, as you could do in person.


You understand and agree that the Services are not sponsored or endorsed by any third-parties accessible through the Services. Sintelle capital llc is not responsible for any payment processing errors or fees or other Services-related issues, including those issues that may arise from inaccurate account information. Sintelle capital llc cannot always foresee or anticipate technical difficulties that may result in failure to obtain data or loss of data.

Sintelle capital llc is not responsible for the accuracy, timeliness, deletion, non-delivery or failure to store user data, communications, or personal settings. Account information obtained through third-parties is only as fresh as the time updated. Such information may be more up-to-date when obtained directly from the relevant third-party sites. You can refresh your Account Information through the Services as instructed in your account.

Credit Card Comparison Tool Disclosure

Sintelle capital llc offers a credit card comparison tool/webpage (“Tool”). Sintelle capital llc may receive compensation for referring you to a link from this Tool.  This compensation may impact how and where products appear on this Tool, including, for example, the order in which they may appear within listing categories.  Other factors, such as our own proprietary website rules and the potential likelihood of applicants’ credit approval may also impact how and where products appear on this Tool.

Sintelle capital llc does not include the entire universe of available financial or credit offers. We will never provide third-parties with your credit report or credit score, but we may use your credit report, credit score and other relevant information that you provide to us while using the Services to match you with offers for financial products and services. It is always your choice whether or not to apply for an offered product or service.

Customer Data Usage

Sintelle capital llc may use Customer data for (i) improvement of services; (ii) to the extent permitted by law to use, distribute, and disclose Aggregated Data; and (iii) for fraud screening, identity verification, and account information verification. Sintelle capital llc will also disclose customer data to third parties as outlined in these Terms and Conditions.

Sintelle capital llc Rewards Program

Terms and Conditions for the Sintelle capital llc Rewards Program are available.

Lion’s Share Loyalty Program

The Lion’s Share loyalty program provides Sintelle capital llc members with opportunities and rewards based on engaging in membership-related activities. Click to view the Terms and Conditions for the Lion’s Share Loyalty Program. are available.

User Generated Content

You hereby grant Sintelle capital llc a non-exclusive, transferable, unlimited, worldwide, irrevocable, sub-licensable and royalty-free license to publish, host, copy, distribute, modify, create derivative works from, reproduce, display, perform, transmit, process or otherwise use in any manner whatsoever and in all formats or distribution methods now known or developed hereafter, all or any portion of your User Content for the purposes of providing, optimizing, improving and promoting our Services.

You agree this license includes the right to use your name, persona and likeness included in any User Content in connection with delivering the Services, without any obligation or compensation to you.

  • You agree this license includes the right for Sintelle capital llc to publish your User Content in a searchable format that may be accessed by other users of the Services.
  • You further agree not to post, upload to, transmit, distribute, store, create or otherwise publish through the Services any of the following:
  • User Content that is libelous, defamatory, profane, obscene, pornographic, sexually explicit, indecent, lewd, vulgar, suggestive, violent, harassing, hateful, threatening, offensive, discriminatory, bigoted, abusive, inflammatory, invasive of privacy or publicity rights, fraudulent, deceptive or otherwise objectionable;
  • User Content that is illegal or unlawful, that would constitute, encourage or provide instructions for a criminal offense, violate the rights of any party, or otherwise create liability or violate any local, state, national or international law;
  • User Content that may infringe or violate any patent, trademark, trade secret, copyright, or other intellectual or other right of any party;
  • User Content that contains or depicts any statements, remarks or claims that do not reflect your honest views and experiences;
  • Private information of any third-party including, but not limited to, addresses, phone numbers, email addresses, Social Security numbers or credit card numbers;
  • Unsolicited promotions, political campaigning, or commercial messages (SPAM) or any chain messages;
  • User Content designed to deceive or trick the user of the Services;
  • Viruses, corrupted data or other harmful, disruptive or destructive files or code, script or other software designed to automate any functionality on the Services; or
  • User Content that, in the sole judgment of Sintelle capital llc, is objectionable.

Collection of Information

As part of Sintelle capital llc‘s information collection process, we may detect additional bank accounts under the ownership of the consumer. Sintelle capital llc may consider these additional accounts to be part of the application process.

Identity Verification

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. As a result, under our customer identification program, we must ask for your name, street address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

Customer Communications

Mobile Phone and Text Communications. You authorize us and our assignees and the affiliates, agents, representatives, assigns and servicers/service providers of ours and our assignees (collectively, the “Messaging Parties”) to contact you using automatic telephone dialing systems, artificial or prerecorded voice message systems, text messaging systems and automated e-mail systems in order to provide you with information about the Services, including information about the Services, including upcoming payment due dates, missed payments and returned payments. You authorize the Messaging Parties to make such contacts using any telephone numbers (including wireless, landline and VOIP numbers) or e-mail addresses you supply to the Messaging Parties in connection with the Services, the Messaging Parties’ servicing and/or collection of amounts you have agreed to pay the Messaging Parties or any other matter.

You understand that anyone with access to your telephone or e-mail account may listen to or read the messages the Messaging Parties leave or send you, and you agree that the Messaging Parties will have no liability for anyone accessing such messages. You further understand that, when you receive a telephone call, text message or e-mail, you may incur a charge from the company that provides you with telecommunications, wireless and/or Internet services, and you agree that the Messaging Parties will have no liability for such charges. You expressly authorize the Messaging Parties to monitor and record your calls with the Messaging Parties.

You agree that this consent forms part of a bargained-for exchange. If you have the right to revoke text messages and calls to your cell phone or to receive artificial or prerecorded voice message system calls, you may exercise this right only by calling the Messaging Parties at 888-659-8244; or, to stop text messages, by replying “STOP” to any text message the Messaging Parties send you.

Telephone Recording.  You understand and agree that, subject to applicable law, Company Parties may monitor and/or record any of your phone conversations with any of their representatives for training, quality control, evidentiary, and any other purposes.  However, Company Parties are not under any obligation to monitor, record, retain, or reproduce such recordings, unless required by applicable law.

Site Security

As a condition of your use of this Site, you agree that you will not, and you will not take any action intended to: (i) access data that is not intended for you or attempt to reverse engineer the Site; (ii) invade the privacy of, obtain the identity of, or obtain any personal information about any customer or user of this Site; (iii) probe, scan or test the vulnerability of this Site or the Sintelle capital llc network or breach security or authentication measures without proper authorization; (iv) attempt to interfere with service to any user, host or network or otherwise attempt to disrupt our business, including, without limitation, via means of submitting a virus, worm, Trojan Horse, or other destructive feature to this Site, overloading, “flooding,” “spamming,” “mail bombing” or “crashing;” (v) send unsolicited mail, including promotions and/or advertising of products and services; or (vi) attempt to use robots, spiders, intelligent agents, software, tools, engines, or other means to navigate or search the Site other than those generally available through third-party web browsers such as Microsoft Explorer or Google Chrome. Violations of system or network security may result in termination of account and civil or criminal liability.

Limitation of Liability


Some jurisdictions do not allow limitations of liability, so the foregoing limitation may not apply to you.

Notice of Agreements Resolving Disputes and Arbitration

By using this site or any of the services provided by Sintelle capital llc, you agree to be bound by the Agreements Resolving Disputes which includes the Arbitration Agreement (the “Agreement”) the full text of which are provided to you when you apply for or accept a loan or services from the lender or Sintelle capital llc and are hereby incorporated into these Terms and Conditions by reference as if fully set forth at this point, and specifically includes the lender making the loan to you.

This Agreement provides that all claims arising from or relating to use of the website, product, loan or service provided by the lender or Sintelle capital llc must be resolved by binding arbitration if the person or entity against whom a claim is made elects to arbitrate the claim. Thus, if the person or entity against whom the claim is made elects to arbitrate the claim, then you will not have the following important rights:

  • You may not file or maintain a lawsuit in any court except a small claims court.
  • You give up your right to have a jury decide your claim.
  • You will not be afforded the procedural, pre-trial discovery, and appellate rights in an arbitration proceeding that you would enjoy in a court or judicial proceeding.
  • You may not join or participate in a class action, act as a class representative or a private attorney general or consolidate your claim with the claims of others.
  • You will have to pay certain fees in order to commence an arbitration proceeding, unless you ask us to pay those fees for you.

If you do not want to arbitrate all claims as provided in the Agreement, then you have the right to reject the Arbitration Provision by delivering a written notice to us at the Notice Address within thirty (30) days following the date of this Agreement.


By using the Site, you agree to indemnify and hold Sintelle capital llc, its officers, directors, shareholders, predecessors, successors in interest, employees, agents, subsidiaries and affiliates, harmless from and against any and all losses, claims, damages, costs and expenses (including reasonable legal and accounting fees) arising out of or in any way connected with (i) your access to and use of the Service; (ii) your violation of any of the Terms and Conditions referenced herein, or any applicable law or regulation; (iii) your violation of any third-party right, including without limitation any intellectual property right, publicity, confidentiality, property or privacy right; or (iv) any disputes or issues between you and any third-party. Sintelle capital llc reserves the right to assume or participate, at your expense, in the investigation, settlement and defense of any such action or claim.


This Site is not directed at individuals under the age of eighteen (18) or individuals under the age of nineteen (19) in the state of Alabama and Sintelle capital llc does not knowingly collect personal information from any individual under the age of eighteen (18) or under the age of nineteen (19) in the state of Alabama at this Site.

Inactive Applications

Personal Loan applications are canceled after 7 days of inactivity. Inactivity is defined as any application that is incomplete and cannot be processed and has seen no follow up activity from the customer.


Any failure by Sintelle capital llc to exercise any rights or enforce any of these Terms of Use shall not constitute a waiver of such rights or terms If any provision of these Terms of Use or their application in a particular circumstance shall be held by a court of competent jurisdiction to be contrary to law, such provision shall be changed and interpreted so as to best accomplish the objectives of the original provision to the fullest extent allowed by law.

The remainder of these Terms of Use, or the application of such provision in other circumstances, shall not be affected thereby, and each provision hereof shall be valid and enforced to the fullest extent permitted by law. These Terms of Use constitute the entire agreement between you and Sintelle capital llc with regard to your use of the Site, and any and all other written or oral agreements or understandings previously existing between you and Sintelle capital llc with respect to such use are hereby superseded and cancelled.


The User or Customer may not assign or delegate this Agreement or any of the terms or conditions hereunder, directly, indirectly, or otherwise without the written consent of the other, and any such purported assignment or delegation shall be void.

Law and Venue

This Site is located in the State of Utah. These Terms of Use and the relationship between you and Sintelle capital llc shall be governed by the laws of the State of Utah without regard to its conflicts of law provisions. You agree to the personal jurisdiction by and venue in the state and federal courts in Utah and agree and consent that such courts are the exclusive forum for litigation of any claim or cause of action arising out of or relating to your use of this Site or the Content.

You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or relating to your use of this Site or the Content must be filed within one year after such claim or cause of action arose or be forever barred.


“Cookies” are small data files transferred by a website to your computer’s hard drive. Sintelle capital llc or its service providers send cookies when you surf our site or sites where Sintelle capital llc ads appear, make purchases, request or personalize information, or register yourself for certain services. Accepting the cookies used on our site, sites that are “powered by” another company on Sintelle capital llc’s behalf, or sites where our ads appear may give us access to information about your browsing preferences, which we may use to personalize and enhance your experience. Cookies are typically classified as either “session” cookies or “persistent” cookies.
Session cookies do not stay on your computer after you close your browser.
Persistent cookies remain on your computer until you delete them, or they expire.
Generally speaking, web browsers automatically accept cookies by default. That being said, you can typically prevent cookies or selectively accept cookies by adjusting the preferences in your browser. If cookies are not accepted, there may be some features of our site that will not be available, and some Websites may not display properly. In most instances, however, a customer may refuse a cookie and still be able to navigate our website without issue.
A web browser is usually set to accept cookies automatically but can be changed to decline them. Information on how to adjust cookie preferences (e.g., preventing your browser from accepting new cookies, etc.) are located in the help and support section of your browser. In most cases, a visitor may refuse a cookie and still fully navigate our Website.
Sintelle capital llc does not store passwords or any other information about a visitor in a cookie that would identify them, locate them, and determine their preferences or their financial activity. Aggregated customer information may help Sintelle capital llc assess the performance of its website and develop strategies to maximize utility. This information may be provided to other companies, including but not limited to third-party advertisers. This information does NOT include any personal details that can be used to identify individuals.

Collection and Use of Bank Account Information

As part of our information collection and underwriting processes, in addition to any bank account information that you provide to us directly, we may receive information on additional bank accounts in which you have an ownership interest through third-parties. We may consider these additional accounts to be part of the application process and may use the information on these additional accounts in determining your eligibility for a loan or extension of credit, and as applicable criteria bearing on creditworthiness.

By applying, you authorize us to use all information received as part of our scoring and underwriting processes, including all bank accounts in which you have an ownership interest for this purpose.

Plaid Technologies

Sintelle capital llc uses Plaid Technologies, Inc. (“Plaid”) to gather End User’s data from financial institutions. By using our service, you grant Sintelle capital llc and Plaid the right, power, and authority to act on your behalf to access and transmit your personal and financial information from the relevant financial institution. You agree to your personal and financial information being transferred, stored, and processed by Plaid in accordance with the Plaid Privacy Notice.

How long does Sintelle capital llc keep personal information?

Sintelle capital llc will maintain the information that is necessary to enable Sintelle capital llc to provide the requested service and only for as long as it takes Sintelle capital llc to provide any such requested service. Sintelle capital llc may still need to keep personal details of customers to ensure that systems reflect your preferences even if a customer has chosen to opt out of allowing Sintelle capital llc to use that customer’s personal details for marketing purposes.
The Bank Secrecy Act and other federal statutes require Sintelle capital llc to maintain certain records for a minimum of five years.  Sintelle capital llc may keep records of any transactions a customer enters into on the Sintelle capital llc Website for a minimum of six years from the end of Sintelle capital llc’s relationship with the customer. Sintelle capital llc may keep other information about a customer only to the extent necessary to comply with applicable laws and to further legitimate business needs.






Advertiser Disclosure

Some of the offers that appear on this Site are from companies from which Sintelle capital llc may receive compensation. This compensation may impact how and where products appear on this Site, including, for example, the order in which they may appear within listing categories. Sintelle capital llc does not include all products or offers available in the marketplace. It is always your choice whether or not to apply for an offered product or service and we will never submit an application for a financial product or service on your behalf without your express consent. For further information, please refer to our Privacy Notice and Terms and Conditions.

Consumer Credit Inquiry and Reporting Agreement

I authorize Sintelle capital llc Inc., agents, contractors, employees, successors, assigns and affiliates (collectively, “Sintelle capital llc”) to contact any persons or companies, including credit reporting agencies, to verify information Sintelle capital llc may require now, and in the future, while attempting or providing financial, investment and credit services for or to me or collecting any debt due. I also authorize and consent to Sintelle capital llc using such information for other purposes, including obtaining applicable criteria bearing on my creditworthiness, to administer any loan or account I may obtain, for other credit-related purposes connected with any loan or account I may obtain or maintain, to offer other products and services, and for any other uses and purposes permitted by law.

Sintelle capital llc may make inquiries and requests and receive credit reports, including credit history and standing, from time to time pertaining to me from any consumer credit reporting agency. I understand, acknowledge and agree that Sintelle capital llc’s inquiries concerning my credit history and standing, and requests to receive credit reports, may appear on my credit report and may affect or impact my credit score. I agree that information concerning any loan or extension of credit I receive may be reported to consumer credit reporting agencies. Late payments, missed payments or other defaults may be reflected in my credit report. Nothing herein contained shall require Sintelle capital llc to extend credit to me.
I acknowledge and agree that I have the right to obtain a copy of my credit report from a consumer reporting agency, that I may be charged a reasonable fee, and that I have a right to dispute inaccurate information by contacting the consumer reporting agency directly.

California Consumer Notice of Rights

If you are a victim of identity theft and provide to a Credit Reporting Agency (CRA) a copy of a valid police report or a valid investigative report made by a Department of Motor Vehicles investigator with peace officer status describing your circumstances, the following shall apply:

  • You may request that any information listed on the report as allegedly fraudulent be blocked so that it cannot be reported. The CRA must promptly notify you if the information is blocked.
  • Information may be unblocked, based upon a preponderance of evidence. The permanently blocked information shall be unblocked if the information was blocked due to a material misrepresentation of the facts by you or fraud, or if you agree that the information is blocked in error, or if you knowingly obtained possession of goods, services, or moneys as a result of the blocked transactions. The CRA must promptly notify you if the information is unblocked.

For more information about the steps to take to set up an alert, credit reports, or report identity theft contact:

  • Equifax: 1-800-525-6285 or www.equifax.com P.O. Box 740256 Atlanta, GA 30374
  • Experian: 1-888-397-3742 or www.experian.com P.O. Box 9554 Allen, TX 75013
  • TransUnion: 1-800-680-7289 or www.transunion.com P.O. Box 2000 Chester, PA 19022-2000

Notice to Texas Residents

Sintelle capital llc of Texas LLC is licensed and examined under the laws of the State of Texas and by state law is subject to regulatory oversight by the Office of Consumer Credit Commissioner. Any consumer wishing to file a complaint against Sintelle capital llc should contact the Office of Consumer Credit Commissioner through one of the means indicated below: In Person or U.S. Mail: 2601 North Lamar Boulevard, Austin, Texas 78705-4207. Telephone No.: (800) 538-1579. Fax No.: (512) 936-7610. E-mail: consumer.complaints@occc.state.tx.us. Website: www.occc.state.tx.us.

Sintelle capital llc Loans

Plus and Credit Builder Plus loans are a feature of the Sintelle capital llc Plus membership program and are made by licensed or exempt subsidiaries of Sintelle capital llc Inc. See Licensing & Brochures for specific information and the specific terms in the loan documents.

Sintelle capital llcDisclosures

General Disclosures

Sintelle capital llc Inc. operates a website at www.sintelle capital llc.com and/or mobile applications (“Site” (which includes our blog), or “App”), and its subsidiary Sintelle capital llc is registered with the Securities and Exchange Commission under the Investment Advisers Act of 1940, as amended. SEC registration does not imply a certain level of skill or training. This communication and all data are for informational purposes only and do not constitute a recommendation to buy or sell securities. The value of your investment will fluctuate over time and you may gain or lose money and each user’s investment results can vary based on their specific account holdings.

Sintelle capital llc does not provide individualized or specialized investment advice, financial planning, tax, estate or retirement planning to its clients. Advisory services are only provided to investors who become Sintelle capital llcClients (“Clients”) pursuant to a written Investment Advisory Agreement. ML Wealth’s Form ADV Brochure is available at www.sintelle capital llc.com/adv. PAST PERFORMANCE IS NO GUARANTEE OF FUTURE RESULTS, AND ANY EXPECTED RETURNS OR HYPOTHETICAL PROJECTIONS USED FOR ILLUSTRATIVE PURPOSES MAY NOT REFLECT ACTUAL FUTURE PERFORMANCE. FURTHERMORE, PAST RETURNS MAY REFLECT THE PERFORMANCE OF ASSETS FOR A FINITE TIME, OR DURING A PERIOD OF EXTREME MARKET ACTIVITY. ALL INVESTMENTS INVOLVE RISK AND MAY LOSE MONEY. There can be no assurance that the portfolio of securities recommended for you will meet or exceed the projected performance illustrated on the Site or App, or achieve the expected result.

Sintelle capital llc Wealth Process

Sintelle Capital llc, offers an automated internet-based investment service providing access to affordable, professional portfolio management. Each Client’s portfolio is created to be in alignment with such Client’s stated risk preferences or the allocation the client chooses. For additional details on the Sintelle capital llcinvestment offerings and how investment allocations are determined, see the Sintelle capital llc Form ADV.

Securities and ETF Selection and Performance Disclosures

The securities allocated in Sintelle capital llc Client accounts are exchange-traded funds (“ETFs”), which are investment funds traded on stock exchanges. Although Sintelle capital llcidentifies ETFs with criteria such as, but not limited to, high liquidity, low expenses, and low tracking error in mind, this selection process does not guarantee the quality of a particular ETF or that it will 1) be profitable, 2) properly track any comparable index, 3) trade in a liquid fashion, or 4) trade at or above its publicly-posted net asset value. Sintelle capital llc reserves the right to change at any time the selection of securities that it recommends if, in ML Wealth’s sole discretion, any one of those securities does not meet requirements for continued listing on the platform.

Clients should be aware that changes in the selection of portfolios and models by Sintelle capital llc’s investment management service may result in the sale of their existing holdings and may subject them to additional tax liability. ETFs may include certain expenses that can reduce their net asset values, and thus affect their performances and also affect a Client’s portfolio performance or an index benchmark comparison. The expenses may include management fees, custodian fees, and legal and accounting fees. ETF expenses may change from time to time at the sole discretion of the ETF issuer. For more information on Sintelle capital llcportfolios, see the Sintelle capital llc Form ADV.

Performance Disclosures

Presently, commissions are not being charged by Sintelle capital. Performance information includes the reinvestment of dividends and interest unless otherwise noted. Actual Sintelle capital clients may experience different results from any hypothetical results shown. There is a potential for loss, as well as gain that is not reflected in the hypothetical information portrayed.

The hypothetical performance results do not represent the results of actual trading using client assets but were instead achieved by means of the retroactive application of a model designed with the benefit of hindsight. Investors should carefully review the additional information presented by Sintelle capital as part of any hypothetical comparison. Any comparisons to indices are provided for illustrative purposes only.

An index is a broadly diversified, unmanaged group of securities, which may include only large capitalization companies or companies of a certain size. Broadly based indices may be shown only as an indication of the general performance of the financial markets during the periods indicated. Sintelle capital cautions investors that no index is directly comparable to the performance shown since each index has its own unique results and volatility, and such indices, if shown, should not be relied upon as an accurate comparison.

Fee and Account Disclosures

Sintelle capital llc does not charge a fee for assets under management. However, effective as of April 2022, investment accounts are subject to an administrative fee of:

  • $1 for accounts valued up to $5k
  • $3 for accounts valued over $5k, up to $25k
  • $5 for accounts valued over $25k

Affiliates of Sintelle capital llc are paid, in whole or in part, by membership fees paid by the Client to a non-adviser business controlled by Sintelle Capital llc Inc. See the Sintelle capital llc Form ADV and Investment FAQs for more details on fees. Client money is kept with a separate custodian. In order to meet its commitment to seek best execution in accordance with regulatory standards, Sintelle capital llc relies on its brokerage partner, Drivewealth, LLC, to execute orders. However, it also keeps an eye on the quality of transactions.

Tax Consequences Disclosures

Sintelle capital llc does not represent in any manner that its advisory services for any of its products and/or services will result in any particular tax consequence for its clients. Clients should consult with their tax professional regarding the tax consequences of investing with Sintelle capital llc and engaging in investing in the portfolio selected by Sintelle capital llc.

Additional information with respect to Sintelle capital llcand its offerings can be found in its Form ADV Brochure, located at www.sintelle capital llc.com/adv.

Membership Agreement

Your access and use of certain services offered by Sintelle capital llc and its affiliates and third-party providers are governed by the ML Plus LLC Membership Agreement. This is the current Membership Agreement. Please review it.

Revised Date:  March 17, 2021. If you have any comments, concerns or questions regarding our terms and conditions, please call 888-659-8244.


As long as the website and the information and services on the website are provided free of charge, we will not be liable for any loss or damage of any nature